The holiday season is a time for joy, celebration, and—unfortunately—an uptick in scams, theft, and opportunistic crimes. Whether you’re shopping in stores or online, taking precautions can ensure your season stays merry and safe. As a Realtor and member of the community, I’ve seen how a little foresight can protect what matters most.

Here are some actionable tips to safeguard yourself, your belongings, and your bank accounts this holiday season:

1. Utilize Bank Card Locking Features

Most banks and credit card companies now offer apps that allow you to lock your cards when not in use. This simple yet effective tool prevents unauthorized transactions, even if your card information is stolen.

• How to Use It: Log into your banking app, locate the card management section, and activate the lock. Unlock it only when you’re making a purchase.

2. Be Cautious With Valuables

Shopping days can be chaotic, making them ideal for thieves looking for easy targets.

• Dress Down: Leave expensive jewelry, watches, and designer items at home.
• Travel Light: Bring only the essentials—your ID, one credit card, and cash if needed.
• Avoid Flashing Cash: Using a card or digital wallet like Apple Pay is safer than carrying large amounts of money.

3. Protect Your Car and Purchases

Your car is not a safe storage unit. Thieves watch parking lots for unsuspecting shoppers.

• Avoid Storing Valuables in the Trunk: If you must, load them discreetly and do so at a location different from where you park.
• Make Frequent Trips: Drop off purchases at home between store visits to avoid carrying large hauls.
• Park Smart: Choose well-lit, busy areas.

4. Stay Alert in Stores

The hustle and bustle can make it easy to let your guard down.

• Keep Your Bag Close: Use a crossbody bag or one with a secure zipper.
• Limit Distractions: Avoid using your phone while navigating crowded stores or parking lots.
• Watch for Scammers: Be wary of anyone asking for personal information or help that seems suspicious.

5. Online Shopping Safety

Online shopping offers convenience but comes with its own risks.

• Shop on Secure Websites: Look for “https” in the URL and a padlock symbol before entering payment information.
• Avoid Public Wi-Fi: Use a private connection or a VPN when shopping online.
• Monitor Bank Accounts: Regularly check statements for unauthorized transactions.

6. Practice Common Sense

In the excitement of holiday shopping, it’s easy to forget the basics:

• Don’t Leave Items Unattended: Keep your purchases with you at all times.
• Double-Check Your Surroundings: Before leaving your car or a store, ensure you’re aware of who’s nearby.
• Keep Receipts Secure: They often contain sensitive information.

Protect Yourself, Protect Your Peace

The holidays should be a time of celebration, not stress. By taking these precautions, you can enjoy the season while staying one step ahead of opportunistic thieves and scammers.

As always, I’m here to offer support beyond real estate—whether it’s about securing your home or your personal safety. Let’s make this holiday season a safe and happy one!

Stay safe,

Nathan Derry, Realtor with JohnHart Real Estate

📍JohnHart Real Estate

📞(424) 303-0440

📧 nathan@jhagents.com

👨🏽‍💻 itsnathanderry.com

You deserve the opportunity to work with an ethical agent.  Please give me a call today and let’s discuss your unique needs.

Interested in seeing a property or one of my off market properties in person? Contact me today!  Who you hire matters!!!

Ready to make the best move of your life… let’s chat today!

#Holiday Safety Tips

#Bank Account Protection

#Credit Card Safety Apps

#Shopping Security Advice

#Protecting Valuables During Holidays

#Online Shopping Safety

#Real Estate and Community Tips

#Holiday Shopping Tips

#Nathan Derry Realtor